We offer you to use advantage of an affordable mortgage loan to own the apartment of your dreams.

Regular

Term

Max. 25 years Term

Maximal amount

150 000 AZN Maximal amount

Annual interest rate

7% Annual interest rate

Instalment

20% of the cost of purchased apartment Instalment

Discounted

Term

Max. 30 years Term

Maximal amount

100 000 AZN Maximal amount

Annual interest rate

4% Annual interest rate

Initial payment

20% of the cost of purchased apartment Initial payment

Applications for mortgage are accepted via Electronic Government Portal (www.e-gov.az). Applicants should obtain electronic signature e-token (www.e-imza.az) or ASAN imza (www.asanimza.az) for application process. 

XalqOnline mobile application

Functional and convenient XalqOnline system allows you to make bank transactions and control the card balance.

Favorite offers

Loan on affordable terms
Loan on affordable terms

Loan campaign on affordable terms

XalqKart PETROL
XalqKart PETROL

Pay cashless everywhere, get free PETROL!

Commercial Mortgage
Commercial Mortgage

Obtain office and trade industrial real estate

Google Pay is available for Xalq Bank cards!
Google Pay is available for Xalq Bank cards!

A fast, simple way for contactless payments