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Branches and ATMs

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Branches and ATMs
Adress
Information

"Bash" branch

22L, Inshaatchilar ave., AZ1006, Baku

  • Elvira Aliyeva
  • (994 12) 404 43 46/47/49
  • Monday - Friday
  • 09:30 - 17:00
  • Without a break

"Xalq Bank, Head Office"

22 L, Inshaatchilar ave.

  • 24 hrs

"Merkez" branch

17, 28 May str., AZ1010, Baku

  • Elnur Mammadli
  • (994 12) 493 42 56, 493 38 81, 598 10 12
  • Monday - Friday
  • Monday - Friday -- 9:30 - 17:00
  • Without a break

"Merkez branch" ATM Cash-in

17, 28 May str.

  • 24 hrs

"Neftchiler" branch

70B, Gara Garayev ave., AZ 1118, Baku

  • Rashad Guliev
  • (+994 12) 520 14 68 /78/76
  • Monday - Friday
  • Monday - Friday -- 9:30 - 17:00
  • Without a break

"Neftchilar branch" ATM

70B, Q.Qarayev ave.

  • 24 hrs
  • AZN / USD

"Ahmedli" branch

23, M. Rustamov str., AZ1149, Baku

  • Vugar Mammadov
  • (+994 12) 570 92 05
  • Monday - Friday
  • 09:30 - 17:00
  • Without a break

"Ahmadli branch" ATM

23, M. Rustamov str., AZ1149, Baku

  • 24 hrs
  • AZN / USD

"Sahil" branch

23, Khaqani str., AZ1000, Baku

  • Kemale Akhundova
  • (994 012) 493 35 84/94
  • Monday - Friday
  • 09:30 - 17:00
  • Without a break

"Sahil" branch ATM Cash-in

23, Xaqani str., Baku

  • 24 hrs

"20 Yanvar" branch

67, Moskva ave., AZ1012, Baku

  • Ayaz Huseynov
  • (+994 12) 431 43 09
  • Monday - Friday
  • 09:30 - 17:00
  • Without a break

"20 Yanvar" branch ATM

67, Moskva ave.,

  • 24 hrs
  • AZN / USD

"Yubiley" branch

11, Azerbaijan ave., AZ1005

  • Elchin Hagverdiyev
  • (994 12) 497 58 12, 497 58 14
  • Monday-Friday
  • 09:30-17:00
  • Without a break

"Yubiley" ATM

11, Azerbaijan ave., AZ 1005

  • 24 hrs
  • AZN/USD

"Agh Sheher" branch

25 E, Nobel ave., AZ1025, Baku

  • Sevinj Akhundova
  • (994 12) 404 81 15/16
  • Monday - Friday
  • 09:30 - 17:00
  • Without a break

"Agh Sheher" branch ATM

Nobel Ave., 25 E

  • 24 hrs
  • AZN / USD

Xalq Bank ATM

A.Aghaoghlu str, 1 / Khatai ave., 35, Baku

  • 24 hrs
  • AZN / USD

Ataturk ATM

54, Ataturk str.

  • 24 hrs
  • AZN / USD

"Elit" Shopping Center ATM

269, A.Rajabli str.

  • 24 hours
  • AZN / USD

"Yeni Hayat" Shopping Centre ATM

15, Nobel ave.

  • 24 hrs
  • AZN / USD

Ferrari Center Baku ATM

U.Hajibeyli str., 57

  • 24 hrs
  • AZN / USD

Azpetrol ATM

27/76-77, Babek ave.

  • 24 hrs
  • AZN / USD

"Koala entertaining park" ATM

95, Azadlig ave.

  • 24 hrs
  • AZN / USD

54, Tabriz str. ATM

54, Tabriz str.

  • 24 hrs
  • AZN / USD

"Azerfon, Head office" ATM

106, H.Aliyev ave.

  • 24 hrs
  • AZN / USD

TV Tower ATM

TV Tower

  • 24 hrs
  • AZN / USD

SDN Plaza

10Q str., A.Gayibov

  • 24 hrs
  • AZN / USD

"World Business Center" ATM

S.Rahimov str., 309/53

  • 24 hrs
  • AZN/USD

"Albali" ATM

Albali settlement, Zavod str.

  • 24 hrs
  • AZN / USD

"Sumgayit" branch

16/132, S.Vurgun str., 5 distr., AZ5000, Sumgayit

  • Mustafa Elyazov
  • (+994 18) 642 41 20
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

“Sumgayit branch" ATM

16/132, S.Vurgun str., Sumgayit , 5 district

  • 24 hrs
  • AZN / USD

"Ganja" branch

4, Zarrabi str., AZ 2000, Ganja

  • Vidadi Sofuyev
  • (+994 22) 266 24 83/85; 266 26 09
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

“Ganja branch" ATM

4, Zarrabi str., Genja

  • 24 hrs
  • AZN / USD

Ganja ATM

137, Attarlar str., Genja

  • 24 hrs
  • AZN / USD

"Vine plant" ATM

2, H. Aliyev ave., Goygol

  • 24 hrs
  • AZN

"Ramada" Hotel, Ganja ATM

237, Nizami str., Ganja

  • 24 hrs
  • AZN / USD

"Nar mobile centre, Ganja" ATM

261, Ataturk ave., Ganja

  • 24 hrs
  • AZN / USD

"Zagatala" branch

7, Nizami str., AZ6200, Zagatala

  • Vasif Jalilov
  • (+994 24) 225 66 79
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

“Zagatala branch" ATM

7, Nizami str., Zagatala

  • 24 hrs
  • AZN / USD

"Neftchala" branch

18A, 20 Yanvar str., AZ4700, Neftchala

  • Ilham Agayev
  • (+994 21) 263 30 58; 263 45 54
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

“Neftchala branch" ATM

18A, 20 Yanvar str., Neftchala

  • 24 hrs
  • AZN / USD

"Mingechevir" branch

15/16 A, M.F.Akhundov str., AZ4500, Mingechevir

  • Anar Mammadov
  • (+994 24) 274 27 83
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Mingechevir branch" ATM

15/16A, M.F.Akhundov str., Mingechevir

  • 24 hrs
  • AZN / USD

"Jalilabad" branch

142A, H.Aliyev ave., AZ1500, Jalilabad

  • Khumbat Musayev
  • (+994 25) 245 56 05
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Jalilabad" branch ATM

142A, H.Aliyev ave., Jalilabad

  • 24 hrs
  • AZN / USD

"Yevlakh" branch

47A, H. Aliyev ave., AZ 6600, Yevlakh

  • Ahad Gadirov (acting branch director)
  • (+994 22) 336 16 90
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Yevlakh branch" ATM

47A, H. Aliyev ave.,Yevlakh

  • 24 hrs
  • AZN / USD

"Khachmaz" branch

34B, H. Aliyev str., AZ2700, Khachmaz

  • Mubariz Aliguliev
  • (+994 23) 325 56 29
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Khachmaz" branch ATM

34B, H. Aliyev str., Khachmaz

  • 24 hrs
  • AZN / USD

"Shabran" branch

115 A, H. Aliyev ave., AZ1700, Shabran

  • Salim Rahimov
  • (+994 23) 353 24 17
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Shabran" branch ATM

115 A, H. Aliyev ave., Shabran

  • 24 hrs
  • AZN / USD

"Gazakh" branch

S. Arikhov str., AZ3500, Gazakh

  • Anar Aliyev (acting branch director)
  • (+994 22) 295 56 00
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Khazakh branch" ATM

S. Arikhov str., Khazakh

  • 24 hrs
  • AZN / USD

"Ismailli" branch

H.Aliyev ave., AZ3100, Ismailli

  • Sanani Mustafayev
  • (+994 20) 285 14 93
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Ismailli branch" ATM

97, H. Aliyev ave., Ismailli

  • 24 hrs
  • AZN / USD

"Guba" branch

21, Atiji diviziya №223 str. AZ4000, Guba

  • Anar Kerimov
  • (+994 23) 335 33 97
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Guba branch" ATM

21, Atiji diviziya №223 str., Guba

  • 24 hrs
  • AZN / USD

"Gusar" branch

68, F. Musayev str., AZ3800, Gusar

  • Rauf Rzakhanov
  • (+994 23) 385 24 72
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Gusar branch" ATM

68, F. Musayev str., Gusar

  • 24 hrs
  • AZN / USD

"Shamakhi" branch

1, Shahriyar str., AZ5600, Shamakhi

  • Gahir Akperov
  • (+994 20) 265 05 26
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Shamakhi" branch ATM

1, Shahriyar str., Shamakhi

  • 24 hrs
  • AZN / USD

"Sheki" branch

169A, M.Rasulzadeh ave., AZ5500, Sheki

  • Rauf Hajiyev
  • (+994 24) 244 03 82
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Sheki branch" ATM

169A, M.Rasulzadeh str., Sheki

  • 24 hrs
  • AZN / USD

"Lenkaran" branch

20, Sh.Akhundov str., AZ4200, Lenkaran

  • Emin Guliyev
  • (+994 25) 255 30 79
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Lenkaran branch" ATM

20,Sh. Akhundov str., Lenkaran

  • 24 hrs
  • AZN / USD

"Shamkir" branch

44, H.Aslanov str., AZ5700 Shamkir

  • Shikar Ismayilov
  • (+994 22) 305 23 03
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Shamkir branch" ATM

44, H.Aslanov str., Shamkir

  • 24 hrs
  • AZN / USD

"Shirvan" branch

8, H.Aliyev ave., AZ1801, Shirvan

  • Echin Rustamov
  • (+994 21) 215 16 15
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Shirvan branch" ATM

8, H.Aliyev ave., AZ1801 Shirvan

  • 24 hrs
  • AZN / USD

"Siyazan" branch

88 B, H.Aliyev str., AZ5300, Siyazan

  • Rashad Ismayilov
  • (+994 23) 304 32 15/16
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

"Siyazan branch" ATM

88, H.Aliyev ave., Siyazan

  • 24 hrs
  • AZN / USD

"Tovuz" branch

21, H.Aslanov str., AZ6000, Tovuz

  • Shahin Seidov
  • (994 22) 315 33 16
  • Monday - Friday
  • 09:30 - 17:00
  • 13:00 - 14:00

“Tovuz” branch ATM

21, H. Aslanov str., Tovuz

  • 24 hrs
  • AZN / USD

Azpetrol Mardakan ATM

Khazar dst., Airport-Mardakan highway (right side)

  • 24 hrs
  • AZN / USD

Azpetrol Mayak ATM

Garadakh dst., North-Western part of Puta lighthouse

  • 24 hrs
  • AZN / USD

Azpetrol 84 ATM

Nizami dst., H.Aliyev ave., 105, Baku

  • 24 hrs
  • AZN / USD

Azpetrol 85 ATM

Nizami dst., H.Aliyev ave., 108 D, Baku

  • 24 hrs
  • AZN / USD

Azpetrol Sumgayit ATM

Sumgait, Baku-Guba highway, 30 km

  • 24 hrs
  • AZN / USD

Azpetrol Gakh ATM

Gakh dst., H.Aliyev ave.

  • 24 hrs
  • AZN / USD

Azpetrol Balakan ATM

Balakan, H.Aliyev ave.

  • 24 hrs
  • AZN / USD

Azpetrol Aghsu ATM

Aghsu dst., Baku-Shamakhi highway, South side

  • 24 hrs
  • AZN / USD

Azpetrol Goychay ATM

Goychay dst., Goychay, 42th qr

  • 24 hrs
  • AZN / USD

Azpetrol Kurdamir ATM

Kurdamir dst., Kurdamir, Baku ave.

  • 24 hrs
  • AZN / USD

Azpetrol Shilyan ATM

Ujar dst., Teze Shilyan village

  • 24 hrs

Azpetrol Ujar ATM

Ujar dst., Baku-Ganja highway

  • 24 hrs
  • AZN / USD

Azpetrol Aghdash ATM

Aghdash dst., Mashad village

  • 24 hrs
  • AZN / USD

Azpetrol Goranboy 1 ATM

Goranboy dst., Mashadigaralar village

  • 24 hrs
  • AZN / USD

Azpetrol Goranboy 2 ATM

Goranboy dst., Borsunlu village

  • 24 hrs
  • AZN / USD

Azpetrol Oghuz ATM

Oghuz dst., Jalud village

  • 24 hrs
  • AZN / USD

Azpetrol Gabala ATM

Gabala dst., I.Gutgashinli str.

  • 24 hrs
  • AZN / USD

Azpetrol Alat ATM

Garadagh dst., 66 km, Baku

  • 24 hrs
  • AZN / USD

Bilgah Hotel 1 ATM

Bilgah dst.

  • 24 hrs
  • AZN / USD

Bilgah Hotel 2 ATM

Bilgah dst.

  • 24 hrs
  • AZN / USD

Azpetrol Tbilisi ATM

Tbilisi ave., Baku

  • 24 hrs
  • AZN / USD

Azpetrol Ganja ATM

Ganja city

  • 24 hrs
  • AZN / USD

Financial Markets Supervision Chamebr of AR ATM

Bulbul ave., 27, Baku

  • AZN / USD

Azpetrol Babek ATM

Baku, Babek ave.

  • 24 hrs
  • AZN / USD

Azpetrol Khudat ATM

Khudat city

  • 24 hrs
  • AZN / USD

Azpetrol Beylagan ATM

Beylagan reg., Beylagan-Dashkasan highway - left side

  • 24 hrs
  • AZN / USD

Azpetrol Horadiz ATM

Horadiz, Fuzuli reg.

  • 24 hrs
  • AZN / USD

Azpetrol Salyan ATM

Salyan reg., Baku-Astara road, 134 km

  • 24 hrs
  • AZN / USD

Azpetrol Sabirabad ATM

Sabirabad reg., Galagayn village

  • 24 hrs
  • AZN / USD

Azpetrol Saatli ATM

Saatli dist., H.Aliyev ave.

  • 24 hrs
  • AZN / USD

Azpetrol Masalli ATM

Masalli reg., Baku-Astara highway

  • 24 hrs

Azpetrol Imishli ATM

Imishli reg., Garadonlu village

  • 24 hrs
  • AZN / USD

Azpetrol Bilasuvar ATM

Bilasuvar reg., H.Aliyev ave.

  • 24 hrs
  • AZN / USD

Azpetrol Astara ATM

Astara reg., H.Aliyev ave.

  • 24 hrs
  • AZN / USD

Mortgage

With Xalq Bank you will become a happy owner of your dream apartment!

Xalq Bank offers a mortgage loan for amount up to 500 000 AZN.

If you want to buy an apartment and miss not more than 100 000 AZN you can get a mortgage loan at the expense of the Azerbaijan Mortgage Fund (AMF) for 25 years at 8% annual interest rate (4% for the preferential category customers).

If the acquiring apartment requires large amount investment you can apply for the mortgage loan on Xalq Bank own programme for 25 years, up to 500 000 AZN and annual interest rate starting from 10%.

Advantages of the mortgage loan:

You can get a mortgage loan in Xalq Bank 1% below the current rate. Thereto, we offer opening the Mortgage deposit for accumulation of down payment for an apartment (not applicable to loans obtained by preferential category of borrowers).

If your monthly income does not meet the requirements of mortgage loan, you can involve your relatives to become co-borrowers for the loan.

Show advice

TYPE OF MORTGAGE LOAN

At the expense of AMF 

At the expense of AMF (preferential loans)

At the expense of Xalq Bank

Maximal amount

100 000 AZN

500 000 AZN

Term

3-25 years

3-30 years

3-25 years

Initial installment

30 % of the cost of purchased apartment

Annual interest rate

8%

4%

From 10%

Repayment schedule

Monthly repayment of accrued interest and principal amount of the loan according to the schedule (even monthly payment). Maximal amount of monthly repayment - 70% of monthly income of the Borrower.

Collateral

Repaired apartment with excerpt from the State register

Service fee

0.1%

0.1% (min. 10 AZN,
max. 1 000 AZN)

Actual annual interest rate

5.76%-10.44%

 

Advantages 

If you place a Mortgage deposit in the Bank minimum for 180 days, you will enjoy
soft lending rate, 1 % below the current mortgage rate (amount of the deposit should
not be less than the initial installment paid for the purchased apartment).

Requirements to the Borrower:

Age

23 years -  till retirement age

Citizenship

Azerbaijan

Minimum length of service on the last job

6 months

 

Documents required for obtaining of the mortgage loan:

  • ID (and its copy) of the Borrower (Co-borrower);
  • Marriage / Divorce certificate and its copy;
  • IDs( and their copies)  of adult members of family living together with the Borrower (Co-borrower);
  • IDs/Birth certificates (and their copies) of the under-age members of the Borrower’s (Co-borrower's) family;
  • Labor contract or copy of the employment history of the Borrower (Co-borrower)  certified by employer;
  • Documents confirming income of the Borrower (Co-borrower) - reference from permanent/ additional place of employment (if any);
  • Certificate of assessment of the mortgaged property. 

If the Borrower is an entrepreneur, the following documents must be submitted additionally:

  • Copy of Certificate of tax registration;
  • Declaration of profit tax or simplified taxation approved in the Tax Inspection. 

Documents required for the mortgage loan execution:

  • Document confirming right of ownership for the pledged property (Extract from the State Register and if required - technical passport);
  • Reference about the persons registered at the acquired apartment;
  • Copy of written letter of consent for the pledge of property and its sale following extrajudicial procedure submitted to the notarial office by the spouse and other registered adult persons. If the owner of the mortgaged property is under age, copy of consent of the authorized on his/her behalf custodianship and guardianship bodies is required. 

Documents for submission after the registration of mortgage:

  • Original of the mortgage (mixed) agreement and mortgage security, as well as documents confirming their state registration;
  • Insurance policies of mortgaged property, life and working ability of the Borrower, as well as documents confirming payment of insurance premiums;
  • Copy of the purchase-sale agreement;
  • Copy of the document certifying identity of the seller of premises (for physical persons). 

Note: Submitted copies of the documents must be certified with the notary.


To make decision about the issuance of the loan the Bank has right to request additional information, as well as the documents necessary for the confirmation of submitted information.


More detailed information about the Mortgage loan you can get by calling the Contact Center on 138; to apply for the loan please visit our branches.
 

 

Do you want to get a loan?

Loan amount

15 Months

15 %

Can i get a loan?

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15 Months

15 %

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