Commercial mortgages are intended for the obtaining office, trade industrial and other commercial real estate and non-residental premises.

Commercial mortgages are offered to individuals and legal entities for a period of 15 years, with an interest rate starting from 10% per annum. The minimum loan amount is AZN 50,000, and there is no limit on the maximum amount based on agreement. The advance payment is composed 30% of the value of commercial real estate purchased under the terms of the loan. The loan can be issued in the names of the three joint borrowers.

By obtaining a mortgage from Xalq Bank, you will receive the following advantages:

• Higher amount - more than 50 000 AZN;
• Low interest rate - starting from 10%;
• Loan term - up to 15 years;
• The number of co-borrowers – up to 3 individuals/legal entities;
• Lower fee (0.1% of the loan amount);