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Xalq Bank offers an urgent money transfer to any city of Turkey without opening an account.

Any branch of Xalq Bank offers the clients’ money transfer services to Turkey through UPT (Universal Payment Transfer) system. UPT money transfer network includes 14,000 service points in the territory of Turkey.

Main advantages of UPT system:           

  • Speed – send or receive money in one minute;
  • Favourable rates;
  • Security;
  • Easy order processing;
  • Possibility to transfer funds to a bank account in Turkey.

If in a distant place there is no any bank branch, but post office of Turkey is availble, it is possible to make UPT transfer through the post office. 

UPT is the more efficient way of sending money to the client bank account in Turkey.


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How to send money?

  • Present your ID;
  • Fill in the application indicating details of the receiver;
  • Deposit money you want to send and pay the fees;
  • Get a receipt with the code number of the transfer;
  • Inform receiver about amount and code number of the transfer.

How to receive money?

  • Present your ID;
  • Fill in the application indicating details of sender and transfer details and code number;
  • Upon verification of availability of the transfer and compliance of indicated information - receive money and receipt.


Money transfers are carried out in accordance with the current “Regulations on currency operations of residents and non-residents in the Republic of Azerbaijan”.