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Agricultural loan

Xalq Bank offers loan product to support the development of agricultural business.

The loan allocated for the development of the agricultural sector is issued up to 6 years starting from 10% per annum.

We offer you  loan tranches! For example, if you get a loan for 100 000 manat and used only a  part of the amount, the interest on the loan will be calculated only on the used amount.

Another advantage of business loan is a grace period availability! If you take a loan to increase working assets, the grace period is up to 6 months; to acquire fixed assets - up to 12 months from the date of issuing of the loan.

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Amount of loan 3000-100 000 AZN 100 001 – 500 000 AZN


48 months

72 months

Annual interest rate:



Grace period up to 12 months up to 24 months

Grace period

up to 24 months

Requirements for the borrower and guarantor


Legal entity


Period if entrepreneurship

min. 12 months

min. 6 months



23 - 65 for women

23 - 65 for men;

Financial status of business

Positive result of financial analysis

Other demands

Positive credit history



Personal estate

Real estate

Service fee:

0.2% of loan amount (min. 20 AZN, max. 1 000 AZN)

The list of documents required for obtaining the agricultural loan can be found here.

To make a decision on the provision of the loan, the Bank has the right to request additional information, as well as the necessary documents confirming provided information.


Do you want to get a loan?

Loan amount

15 Months

15 %

Can i get a loan?


15 Months

15 %

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Dear customer, you are eligible to apply for the loan. For more information please visit our branches.
Dear customer, you can not eligible to apply for the loan with current conditions. For more information please visit our branches.