Term

up to 59 months Term

Maximal amount

250 000 AZN Maximal amount

Interest rate per annum

12-20% Interest rate per annum

 Actual annual interest rate - min. 12.54%, max. 39.96%

  • up to 59 months;

  • maximum amount: 250,000 AZN;

  • annual interest rate: 12–20%.

Depending on the amount and term of the consumer loan, collateral may be required.

Collateral Loan term Interest rate Max. amount
Without collateral up to 36 monthes    18-20% 10 000 AZN
Guarantee up to 48 months 14-20% 10 000 AZN
Real estate up to 59 monthes 14-20% 20 000 AZN
Automobile up to 48 months 12-18% 250 000 AZN

 

You can review the list of required documents by visiting the link: https://api.xalqbank.az/storage/temp/processing/teleb-olunan-senedler.pdf

Loan payments are made using the annuity method.

The loan commission is 0.5%.(min. 20 AZN, max. 1,000 AZN).

Kredit əldə etmək üçün yaş məhdudiyyəti 20-70-dir (kreditləşmə müddətinin sonuna).

Yes, to obtain a loan, it is mandatory to have at least 6 months of work experience at your most recent job. For pensioners, there is no work experience requirement.

Yes, you can apply for a loan online by visiting the link: https://loanorder.xalqbank.az/

For this, you can visit a branch or apply online by visiting the page: https://loanorder.xalqbank.az/

XalqOnline mobile application

Functional and convenient XalqOnline system allows you to make bank transactions and control the card balance.

Favorite offers

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Commercial Mortgage

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