up to 59 months Term
250 000 AZN Maximal amount
12-20% Interest rate per annum
Actual annual interest rate - min. 12.54%, max. 39.96%
up to 59 months;
maximum amount: 250,000 AZN;
annual interest rate: 12–20%.
Depending on the amount and term of the consumer loan, collateral may be required.
| Collateral | Loan term | Interest rate | Max. amount |
|---|---|---|---|
| Without collateral | up to 36 monthes | 18-20% | 10 000 AZN |
| Guarantee | up to 48 months | 14-20% | 10 000 AZN |
| Real estate | up to 59 monthes | 14-20% | 20 000 AZN |
| Automobile | up to 48 months | 12-18% | 250 000 AZN |
You can review the list of required documents by visiting the link: https://api.xalqbank.az/storage/temp/processing/teleb-olunan-senedler.pdf
Loan payments are made using the annuity method.
The loan commission is 0.5%.(min. 20 AZN, max. 1,000 AZN).
Kredit əldə etmək üçün yaş məhdudiyyəti 20-70-dir (kreditləşmə müddətinin sonuna).
Yes, to obtain a loan, it is mandatory to have at least 6 months of work experience at your most recent job. For pensioners, there is no work experience requirement.
Yes, you can apply for a loan online by visiting the link: https://loanorder.xalqbank.az/
For this, you can visit a branch or apply online by visiting the page: https://loanorder.xalqbank.az/