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Visa Infinite

Visa Infınite is a high-status payment instrument that provides the cardholder with all opportunities and privileges of Visa International Payment System.

These cards say a lot about the high status of the cardholder. Visa Infinite cardholders can enjoy the exclusive services and advantages offered around the world.

Please use 3D Secure system for total security of transactions made through payment cards.

Tariffs and Limits

Annual fee (debit) 

200 AZN

Blocking card outside the country (when the card is lost, stolen or is in the useless condition)

35 USD

Emergency card replacement outside the country

200 USD

Emergency cash service from the card outside the country

175 USD

Access to relevant halls included in “Lounge Key” program in the airports for Visa Infinite cardholders (for the customer himself/herself and the person accompanying him/her)

32 USD

(for the cardholder, 6 entries are free per year


)Daily limit in cashless trade

50 000 AZN,
30 000 USD/ EUR/GBP

Daily limit in ATM withdrawal

15 000 AZN,
7500 USD/ EUR/GB

SMS notification service

Free of charge

Benefits of VISA Infinite Card


VISA Concierge service


Visa Concierge Service is a service that provides Visa Infinite customers with personalized services on both professional information support and fulfilment of orders in any part of the world 24 hours a day, 7 days a week.

For more information about Visa Concierge click here.


Lounge Key service


This service allows the Visa Infinite cardholders to use very comfortable halls in the most airports around the world and is directly connected to the card.

Lounge Key program is a service that offers access to 1000 business lounges in the airports of most cities worldwide, including Baku, 6 times a year. Program provides the customer with comfortable and convenient room, irrespective of the airline and travel class. It is possible to find business halls in airports using https://www.loungekey.com/visacisseeloungeprogram site.

Paying the service fee regulated by tariffs through Visa Infinite card at the airport is sufficient for using Lounge Key service. In addition, cardholder can invite his/her guest to the Lounge Key zone if they pay service regulated by tariffs for Visa Infinite.


International Travel Insurance


Travel insurance service is provided to Visa Infinite cardholder and family members accompanying him/her during the travel by the insurance company licensed for Visa Infinite Benefits Program.


Special discounts program


Visa Infinite offers special programs of leading luxury hotels networks of the world, exclusive service at the leading car rental agencies and discounts at various partner networks to the Visa Infinite cardholder.


Fast Track Service


Visa Infinite cardholders will be able to pass the registration process at the airport by saving their time and money. The service is available at the following airports:

  • Baku (GYD);
  • Minsk, Belarus (MSQ);
  • Kyiv, Ukraine (KBP)


In order to use the service in the cities: customers write their desire to use this service in the Visa Concierge chatbot and a special representative is assigned for them. The representative welcomes the customer at the airport and helps him/her use the service.


  • Istanbul (IST);
  • Larnaca, Republic of Cyprus (LCA);
  • Milan-Malpensa (MXP), Milan-Bergamo (BGY), Rome-Fiumicino (FCO), Rome-Ciampino (CIA), Italy;
  • Barcelona (BCN), Gran Canaria (LPA), Palma (PMI), Alikante (ALC), Valencia (VLC),Malaga (AGP), Spain.


In order to use the service, please open Visa Concierge chatbot, navigate to Visa Travel menu and touch the Fast Track International button. Then select the airport, fill in the necessary information and upload the PDF file with QR code required for Fast Track service.

Further information: visa.com.az


Free transfer service


Holders of Xalq Bank's Visa Infinite card will be able to use free transfer service within Baku and Absheron Peninsula upon departure/arrival at Heydar Aliyev International Airport (GYD).
Booking of the service is carried out through the Visa Concierge Chat-Bot.
The offer is valid until February 28, 2023.

To use the service:


  • Be sure to register on the Visa Concierge Chat Bot;
  • In the ”airport transfer“ menu, select ”order Service ";
  • Accept the rules;
  • indicate flight number, date, number of persons and baggages, Your Name, Surname and contact number;
  • receive notification of the order confirmation.


Visa Infinite card holders can use this service 6 times a year.


Free COVID-19 Test


VISA Infinite cardholders have access to 10 free COVID-19 tests.

The offer is valid until 28.02.2023.

It is possible to get a debit card by paying one-time annual service fee or making initial deposit to the card account.

Balance in your card account is protected!

Here are card services!

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