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Visa Platinum

Visa Platinum has been specially designed for the most demanding and affluent customers of Xalq Bank.

Visa Platinum is the symbol of the highest status, prosperity and impeccable financial reputation. It is recognized and valued all over the world. Acquiring Visa Platinum, you obtain privileges and advantages of Visa International in Azerbaijan and other countries , accessible exclusively for Visa Platinum cardholders.


For complete security of all payment card transactions use 3D Secure system


How to get Visa Platinum?

To get Visa Platinum card and benefit from its advantages please apply to the nearest branch of our Bank and fill in the application.

Tariffs and limits

Annual fee (debit)

                          30 AZN

Initial payment to the card (debit card)

Baku/Sumgait  - 1000 AZN/USD/EUR/GBP

In regions  - 500 AZN/USD/EUR/GBP

Annual fee (credit card)

Free of charge

Maximal amount of credit line


Daily limit on retail transactions  


Daily limit on ATM transactions



VISA Concierge service


Visa Concierge Service is a service that provides Visa Infinite customers with personalized services on both professional information support and fulfilment of orders in any part of the world 24 hours a day, 7 days a week.

For more information about Visa Concierge click here.


Lounge Key service

This service allows the Visa Infinite cardholders to use very comfortable halls twice a year in the most airports around the world and is directly connected to the card.


Lounge Key program is a service that offers access to 1000 business lounges in the airports of most cities worldwide. Program provides the customer with comfortable and convenient room, irrespective of the airline and travel class. It is possible to find business halls in airports using https://www.loungekey.com/visacisseeloungeprogram site.


Paying the service fee regulated by tariffs through Visa Infinite card at the airport is sufficient for using Lounge Key service. In addition, cardholder can invite his/her guest to the Lounge Key zone if they pay service regulated by tariffs for Visa Infinite.


Fast Track Service


In order to use the service in the cities: customers write their desire to use this service in the Visa Concierge chatbot and a special representative is assigned for them. The representative welcomes the customer at the airport and helps him/her use the service.

  • Istanbul (IST);
  • Larnaca, Republic of Cyprus (LCA);
  • Milan-Malpensa (MXP), Milan-Bergamo (BGY), Rome-Fiumicino (FCO), Rome-Ciampino (CIA), Italy;
  • Barcelona (BCN), Gran Canaria (LPA), Palma (PMI), Alikante (ALC), Valencia (VLC),Malaga (AGP), Spain.

In order to use the service, please open Visa Concierge chatbot, navigate to Visa Travel menu and touch the Fast Track International button. Then select the airport, fill in the necessary information and upload the PDF file with QR code required for Fast Track service.

Further information: visa.com.az


Free transfer service


Holders of Xalq Bank's Visa Platinum card will be able to use free transfer service within Baku and Absheron Peninsula upon departure/arrival at Heydar Aliyev International Airport (GYD).
Booking of the service is carried out through the Visa Concierge Chat-Bot.
The offer is valid until February 28, 2023.

To use the service:

  • Be sure to register on the Visa Concierge Chat Bot;
  • In the ”airport transfer“ menu, select ”order Service ";
  • Accept the rules;
  • indicate flight number, date, number of persons and baggages, Your Name, Surname and contact number;
  • receive notification of the order confirmation.


Visa Platinum card holders can use this service 2 times a year.


Free COVID-19 test


VISA Platinum cardholders have access to 2 free COVID-19 tests. 

The offer is valid until 28.02.2023.


Debit cards are obtained by paying a one-year service fee or by initial deposit to the card account.

Your money on card is insured!

Card services are here!