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World MasterCard Black Edition


For purchasing World MasterCard Black Edition card please visit one of the Xalq Bank branches in Baku or Sumgait with personal ID card and fill in application form, pay annual card fee or initial deposit amount.


For complete security of all payment card transactions use 3D Secure system

How to obtain World MasterCard Black Edition?

Costumers are required to complete application form, submit ID card and pay annual fee and minimum deposit sum to obtain World MasterCard Black Edition card. 

Tariffs and limits


“MasterCard Global Assistance”:


Blocking cards (if card is lost, stolen or spoiled) abroad

35 EUR

Urgent replacement of the card abroad

148 EUR

Urgent withdrawal of funds abroad

95 EUR

Payments when card is lost or stolen abroad

125 EUR

Minimum insurance sum

250 AZN

Using VIP lounge with Priority Pass
(For customer or every person he accompanies)

30 USD

Issuance of new Priority Pass card
(when card is lost, stolen or spoiled)

15 AZN

Maximal amount of credit line

50 000 AZN,
30 000 USD/ EUR

Retail transactions in merchants

50 000 AZN,
30 000 USD/ EUR

ATM cash withdrawal

15 000 AZN,
7500 USD/ EUR


World Privileges of MasterCard Black Edition card

  • Worldwide 24/7 free MasterCard Concierge xidməti;
  • Free VIP Lounge at more than 1 000 airports:
  • Free travel insurance program (till 374 500 EUR);
  • Free Internet Bank, Mobile Bank and SMS-notification services;
  • Contactless payment option (local payments till 50 AZN without PIN code);

MasterCard Global Assistance service:

  • Lost or Stolen Card Report - urgent blocking in abroad;
  • Emergency Card Replacement - urgent replacement in abroad;
  • Emergency Cash Advance - urgent withdrawal in abroad;
  • Virtual Payment (Card not present transaction assistance) - payments without card in abroad.

Customer can use “MasterCard Global Assistance” service by calling telephone numbers mentioned at


Customer can use “MasterCard Concierge” service by calling +7 499 270 35 00. Fees for this call depend on mobile operator.

“MasterCard Concierge” service is free of charge. Customers are notified about tariffs for services. 


Your money on card is insured!

Card services are here!