Annual interest rate
| Currency |
12 month |
24 month |
|
AZN |
6.00% |
6.50% |
|
USD |
0.50% |
- |
Term of deposit
12 month (AZN/USD)
24 month (AZN)
Minimal amount
1000 AZN/USD
Currency
AZN/USD/EUR
(Terms of placement of a deposit in EUR currency are determined by mutual agreement of the parties)
Maximal amount
AZN – unlimited
USD – unlimited
Calculation and payment of interest
Savings contact is prolonged for the next year, if not withdrawn when the contract term ends. (until the child becomes 18 years old). Savings interest is added to the main amount and capitalized.
Replenishment of the account
No restriction
Partial withdrawal of deposit
Not allowed
Early withdrawal of deposit
In case of withdrawal of deposit ahead of schedule amount of the earlier paid interest will be deducted from the primary amount of the deposit. Interest for the actual term of deposit is calculated as follows:
| Currency | Up to 6 months | From 6 months to 12 months | From 12 to 18 months | From 18 month to 24 month |
|
AZN |
0.00% |
2.00% |
2.50% |
2.50% |
|
USD |
0.00% |
0.00% |
- |
- |
Additional conditions
The deposit is opened on the name of a child under 18. When the child is 14, he/she can carry out operations with the deposit based on the power of attorney from parents.
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