Online consultant

Send us your suggestions and comments

Call you?

Your order has been sent successfully.

Bank will contact you till 9:00 to 18:00 .

Filliallar və bankomatlar
For life

Cards

Card services

Loans

Deposits

Money Transfers

Other services

For Business

Cards

Card services

Loans

Deposits

Other Services

Bank

About the Bank

The Bank's life

Branches and ATMs

The best way to find us

  • ATM Azpetrol Mughan

    Mugan sett., Hajigabul Dist.

  • ATM Azpetrol Barda

    Baku str., bldg. 2, Barda

  • ATM Azpetrol Astara

    Heydar Aliyev ave., Astara Dist.

  • ATM Azpetrol Masalli

    Baku-Astara highway, Masalli Dist.

  • ATM Azpetrol Saatli

    Heydar Aliyev ave., Saatli Dist.

  • ATM Azpetrol Sabirabad

    Galaghayn village, Sabirabad Dist.

  • ATM Azpetrol Horadiz

    Fizuli Dist., Horadiz

  • ATM Azpetrol Alat

    66th km Garadagh Dist., Baku

  • ATM Azpetrol Gabala

    Ismail bek Gutgashinli str., Gabala

  • ATM Azpetrol Oghuz

    Jalud village, Oghuz Dist.

  • ATM Azpetrol Mashadigaralar

    Borsunlu village, Goranboy Dist.

  • ATM Azpetrol Ujar

    Baku-Ganja highway, Ujar Dist.

  • ATM Azpetrol Shilyan

    Teze Shilyan village, Ujar Dist.

  • ATM Azpetrol Kurdamir

    Baku ave., Kurdamir

  • ATM Azpetrol Aghsu

    Eastern side of Baku-Shamakhi road, Aghsu Dist.

  • ATM Azpetrol Balakan

    Heydar Aliyev ave., Balakan

  • ATM Azpetrol Gakh

    Heydar Aliyev ave., Gakh Dist.

  • ATM Azpetrol Sumgayit

    30th k Baku-Guba road, Sumgayit

  • ATM Azpetrol Masazir

    Saray dist,, Baku

  • ATM Azpetrol H.Aliyev ave.108 (TICC)

    108D Heydar Aliyev ave., Baku

  • ATM Azpetrol Mayak

    North-Western part of Puta lighthouse, Baku

  • ATM Azpetrol Mardakan

    Gala sett., the right part of the Airport-Mardakan road, Baku

  • ATM Azpetrol Ganja

    Kapaz district, Khatai ave. with Tagi Arani str. intersection Ganja

  • ATM Chinar Plaza

    102 Heydar Aliyev ave., Baku

  • ATM Azpetrol Babak ave

    27/76-77 Babek ave., Baku

  • ATM Elit shopping center

    269 Ahmed Rajabli str., Baku

  • ATM Azpetrol Salyan

    134th km Baku-Astara road, Salyan Dist.

  • ATM Megafun

    15 Nobel ave., Baku

  • ATM Megafun Cash-in (Exchange)

    15 Nobel ave., Baku

  • ATM Ganja Ramada Hotel

    Nizami str. 237, Ganja

  • ATM Azpetrol Padar

    Padar village, Hajigabul Dist.

  • ATM Avtolux

    57 Uzeyir Hajibeyov str., Baku

  • ATM Ataturk ave

    45 Ataturk ave., Baku

  • ATM Baku HC

    Baku city, A.Aliyev str. 128

  • ATM Khatai ave.

    1 Ahmed bey Aghaoghlu str./35 Khatai ave., Baku

  • ATM Azpetrol Beylagan

    The left side of the Beylagan-Dashburun highway, Beylagan Dist.

  • ATM Albali

    Vishnyovka sett., Zavod str., Baku

  • ATM Azpetrol Shixov

    Shikh sett., Baku

  • ATM Azerphone

    106 H.Aliyev ave.,Baku

  • ATM Inner City

    24 Asaf Zeynalli str., Baku

  • ATM Azpetrol Aghdash

    Mashadi village, Aghdash Dist.

  • ATM SDN Plaza

    10G A.Gaibov str., Baku

  • ATM Azpetrol Jangi

    Jangi RA, 57th km of Baku-Shamakhi-Yevlakh road, Gobustan Dist.

  • ATM Azpetrol Nobel ave.

    2273 Chernyshevsky str., Baku

  • ATM TVtower

    TV Tower, 2 Academic Abbaszade str., Baku

  • ATM World Business Center

    309/53 Suleyman Rahimov str., Baku

  • ATM Koala park

    95 Azadlig ave., Baku

  • ATM Azpetrol Tbilisi ave.

    Tbilisi ave., Baku

  • ATM MQS MMC

    Bakı şəh., Babək pr., 76

  • ATM Azpetrol İmishli

    Garadonlu village, Imishli Dist.

  • ATM Azpetrol Bilesuvar

    Heydar Aliyev ave., Bilasuvar Dist.

  • ATM Azpetrol khudat

    Khudat city

  • ATM Azpetrol Сircle of Galaba

    593rd block Hasan bek Zardabi ave., Azpetrol Petrol Station, Baku

  • ATM Azpetrol Ganjlik

    881-884th block Vagif str., Baku

  • ATM Ganja Wine factory

    2 Heydar Aliyev ave., Goygol

  • ATM Hilton Hotel

    1B Azadlig ave., Baku

  • ATM Port Baku Mall

    153 Neftchilar ave., Baku

  • ATM Azəri Med

    1/11 Ahmed Rajabli str., Baku

  • ATM Azpetrol Bail

    Salyan highway Azpetrol Petrol Station, Baku

  • ATM Azpetrol Chukhanli

    47th km of the Alat-Astara road, Chukhanly village, Salyan Dist.

  • ATM Siyazan Broiler

    Beshdam village, Siyazan Dist.,

  • ATM Park inn 1

    Rashid Behbudov str., Baku

  • ATM Park inn 2

    Rashid Behbudov str., Baku

  • ATM Park inn Cash-in (exchange)

    Baku city, Rashid Behbutov street

  • ATM Azure Business centre

    15 Nobel ave.,Baku

  • ATM Azure Business centre Cash-in

    15 Nobel ave.,Baku

  • ATM SOCAR ADC Sahil

    Sahil sett., Yukyanalma port, Baku

  • ATM Azpetrol H.Əliyev pr. 106 (Koroghlu m.)

    105 Heydar Aliyev ave., Baku

  • ATM Azpetrol Binagadi highway

    Eastern part of Binagadi highway, Baku

  • ATM Azpetrol Azadlig ave.

    3023rd block Karl Marx ave., Baku

  • ATM Baku Medical Plaza 1

    389 block at the intersection of M.Rafili and R.Behbudov streets, Nasimi district,Baku

  • АТМ Baku Medical Plaza

    92 ave.,Khatai dis.,Baku

  • ATM Azpetrol M.Əliyev str.

    estate 2405,Nizami dis.,M.Aliyev street,Baku

  • ATM "Neftchiler" branch 1

    70B Gara Garaev ave., Baku

  • ATM "Neftchiler" branch 2

    70B Gara Garaev ave., Baku

  • ATM "Sahil" branch

    23 Khagani str., Baku

  • ATM "Sahil" branch Cash-in

    23 Khagani str., Baku

  • ATM "Merkez" branch

    17 28 May str., Baku

  • ATM "Merkez" branch Cash-in

    17 28 May str., Baku

  • ATM "Akhmadli" branch

    Khatai dist., 2347th block, 23 M.Rustamov str., Baku

  • ATM "20 January" branch

    67 Moscow ave., Baku

  • ATM "Yubiley" branch

    11 Azerbaijan ave., Baku

  • ATM "Ag Shahar" branch

    25E Nobel ave., Baku

  • ATM "Sumgait" branch

    5th microdist., 16/132 Samed Vurgun str., Sumgait

  • ATM "Ganja" branch

    34 Esenin str., Mardakan, Baku, 3

  • ATM "Ganja" branch

    4 Zarrabi str., Ganja

  • ATM "Zagatala" branch

    7 Nizami str., Zagatala

  • ATM Neftchala"branch"

    18A 20 January str., Neftchala

  • ATM "Mingachevir" branch

    15/16A Mirza Fatali Akhundov str., Mingachevir

  • ATM "Jalilabad" branch

    142A Heydar Aliyev ave., Jalilabad

  • ATM "Evlakh" branch

    47A Heydar Aliyev ave., Yevlakh

  • ATM "Khachmaz" branch

    34B Heydar Aliyev str., Xachmaz

  • ATM "Shabran" branch

    115A Heydar Aliyev ave., Shabran

  • ATM "Gazakh" branch

    Gazax city,S.Arikhov street

  • ATM "Ismayilli" branch

    Ismayilli city, H.Əliyev avenue, 97

  • ATM "Shamakhi" branch

    Shamakhi city,Shakhriyar street 1

  • ATM "Gusar" branch

    Fakhraddin Musayev str. 68, Gusar

  • ATM "Guba" branch

    21 223rd Atiji diviziya str., Guba

  • ATM "Lankaran" branch

    20 Sh.Akhundov str., Lankaran,

  • ATM "Shirvan" branch

    8 Heydar Aliyev ave., Shirvan

  • ATM "Siyazan" branch

    88 Heydar Aliyev str., Siyazan

  • ATM "Tovuz" branch

    21 Hazi Aslanov str., Tovuz

  • ATM "Shamkir" branch

    44 Hazi Aslanov str., Shamkir

  • ATM "Sheki" Branch

    169A Mammad Amin Rasulzade str., Shaki

  • ATM "Goychay" branch

    60 Heydar Aliyev ave., Goychay

  • ATM "Bash" branch

    22M Inshaatchilar ave., Baku

  • ATM "Head ofis" 2

    22L Inshaatchilar ave., Baku

  • ATM "Head ofis" 3

    22L Inshaatchilar ave., Baku

  • ATM "Head ofis" Cash-in

    22L Inshaatchilar ave., Baku

  • "Bash" branch

    22M,İnshaatchilar ave., AZ 1006, Baku

    +994 12 4044346

  • "Sahil" branch

    22L,İnshaatchilar ave., AZ 1006, Baku

    +994 12 4933584

  • "Merkez" branch

    17, 28 May str., AZ1010, Baku

    +994 12 4933881

  • "Neftchiler" branch

    70B, Gara Garayev ave., AZ 1118, Baku

    +994 12 5201468

  • "Akhmadli" branch

    23, M. Rustamov str., AZ1149, Baku

    +994 12 5709205

  • "20 January" branch

    67, Moskva ave., AZ1012, Baku

    +994 12 4314309

  • "Yubiley" branch

    11, Azerbaijan ave., AZ1005, Baku

    +994124975814

  • "Ag Shahar" branch

    25 E, Nobel ave., AZ1025, Baku

    +994 12 4048115

  • "Mardakan" branch

    AZ1044 334, Yesenin str., AZ 1044, Mardakan settelment, Khazar dist., Baku

    +994 12 4540645 / +994 12 4540645 (Fax)

  • "Sumgait" branch

    16/132, S.Vurgun str., 5 micro-district, AZ5000,Sumgayit

    +994 18 6424120

  • "Ganja" branch

    4, Zarrabi str., AZ2000, Ganja

    +994 22 2662483

  • "Zagatala" branch

    7, Nizami str., AZ6200, Zagatala

    +994242256679

  • Neftchala"branch"

    18A, 20 Yanvar str., AZ4700, Neftchala

    +994 21 263 30 58

  • "Mingachevir" branch

    15/16 A, M.F.Akhundov str., AZ4500, Mingechevir

    +994 24 2742783

  • "Jalilabad" branch

    142A, H.Aliyev ave., AZ1500, Jalilabad

    +994252455605

  • "Evlakh" branch

    47A, H. Aliyev ave., AZ 6600, Yevlakh

    +994223361690

  • "Khachmaz" branch

    34B, H. Aliyev str., AZ2700, Khachmaz

    +994233255629

  • "Shabran" branch

    115 A, H. Aliyev ave., AZ1700, Shabran

    +994233532417

  • "Gazakh" branch

    S. Arikhov str., AZ3500, Gazakh

    +994222955600

  • "Ismayilli" branch

    97, H.Aliyev ave., AZ3100, Ismailli

    +994202851493

  • "Guba" branch

    21, Atiji diviziya №223 str. AZ4000, Guba

    +994233353397

  • "Gusar" branch

    68, F. Musayev str., AZ3800, Gusar

    +994233852472

  • "Shamakhi" branch

    1, Shahriyar str., AZ5600, Shamakhi

    +994202650526

  • "Sheki" Branch

    169A, M.Rasulzadeh ave., AZ5500, Sheki

    +994242440382

  • "Lankaran" branch

    20, Sh.Akhundov str., AZ4200, Lenkaran

    +994252553079

  • "Shamkir" branch

    44, H.Aslanov str., AZ5700 Shamkir, Azerbaijan

    +994223052303

  • "Shirvan" branch

    8, H.Aliyev ave., AZ1801, Shirvan

    +994212151615

  • "Siyazan" branch

    88 B, H.Aliyev str., AZ5300, Siyazan

    +994233043215

  • "Tovuz" branch

    21, Hazi Aslanov str., AZ6000, Tovuz

    +994223153316

  • "Goychay" branch

    60, H.Aliyev ave., AZ2300, Goychay

    +994 20 274-62-06, +994 20 274-62-07

Branches and ATMs list

en
138
Branches and ATMs
 XalqOnline
Bank

Bank

About Bank

Bank life

Credit Card

Xalq Bank offers credit card holders excellent opportunity to save money. 

Now, using credit card of Xalq Bank means the use of free loan for 35 days. The amount of credit line varies depending on the type of card – from 500 to 50 000 AZN.

If cardholder repays the used amount of loan before 5-th day of the following calendar month, interest on loan will not be charged. Thus, term of the interest-free loan might reach 35 days. In case of non-redemption of the debt until 5-th day of the next month, 16 - 20% annual interest rate will be calculated to the loan.

 You can get more detailed information in Xalq Bank’s branches.

Loan amount 

Minimal amount: 500 AZN

Maximal amount : 50 000 AZN

Term

2-12 month

Annual interest rate

16 - 20 %

Service fee

0.1% of the loan amount (min.10 AZN,
max.1 000 AZN)

Collateral 

Guarantee of an individual or legal entity

The pledge of real estate

 

Note: The loan can be issued only to persons who have income in foreingn currency, as well as holders of foreingn currency deposit (the deposit serves as a collateral).

 

Note: Credit line ends at the end of the 11th month and no operations can be conducted later. Client should pay credit amount and accumulated interests  till the end of the 12-th month.

 

Requirements to Borrower and Guarantor

Age

Men: till 65 years

Women: till 65 years

Minimum length of service on the last job

6 months (the loan can be issued in the name of the student or his/her parents)

Other requirements

Positive credit history of the Borrower

 

Whenever guarantor is a legal entity, money turnover on all current accounts of the guarantor for the last 12 months must be less than 
15 000 AZN in a quarter.

Documents submitted by the Borrower and Guarantor – individual  

  • Application for credit (in a form approved by the Bank);
  • ID of the Borrower and Guarantor;
  • Certificate of earnings (for the Borrower and Guarantor):
     - reference from the employer, with the indication of position and salary for the last  6 months (month-by-month)  
     - for entrepreneurs:  copy of certificate of registration in the State bodies and tax declaration for the last 2 quarters;
  • Document about military service (or exemption from military service) (if the Borrower is a man).

Documents submitted by the Guarantor - legal entity  

  • Certificate of State registration of legal entity;
  • Account statement for the last 12 months ( month-by-month); 
  • Decision of the Superior body (Minutes of the Board meeting) about the provision of guarantee and authorization of representative of legal entity to sign the Contract of guarantee (if such authority is not specified in the By-laws of the organization).

 

To make decision about the issuance of the loan the Bank has right to request additional information, as well as the documents necessary for the confirmation of submitted information.

 

 

 

 

Plastic card tariffs

312 kB

Still have a question?

Also interesting for you

Car

Car

Our car loan allows you purchasing a car on favourable terms - both in the primary and secondary market. With our help you can  achieve your dream! Our Bank offers you to get a ca...

Salary +

Salary +

Owners of salary cards of Xalq Bank can use the special credit product for amount up to two-months wages with the low annual interest rate 18%.  ...

Student

Student

High-quality education undoubtedly is the base of successful career! Xalq Bank will change your future!    If you want to study in a local or foreign university, Xalq Bank will he...

Consumer

Consumer

To meet our customers’ demands in consumer goods, Xalq Bank offers wide spectrum of loan products on different terms to satisfy needs of any customer. Our experts will select for ...