The strategy of Xalq Bank is built on the following principles:
Financial management:
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Asset and liability management
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Liquidity management
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Effective management of balance sheet capital
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Effective management of attracted capital
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Risk management
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Loan portfolio management
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Creating effective internal bank control
HR Management:
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Be a part of professional team
Strategic Direction:
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Strengthen the position on the banking market
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Enter new markets
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Collaborate with international financial institutions
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Optimize business processes
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Minimize risks by constant control and improvement of evaluation system (stress-tests)
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Introduce new competitive products and services
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Increase the income and revenue
Methods of implementing the Bank's Development Strategy:
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Continue to conduct advertisement campaigns that promote a positive image of the Bank
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Attract on beneficial basis long-term resources and place them with maximal profit for the Bank
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Expand and efficiently manage the branch network
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Develop sales network, ATM and alternative channels
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Optimize costs