Interest rates

Annual interest rate

Currency	Calculation of interest	3 month	6 month	9 month	12 month	24 month
AZN	Per month	1.50%	2.75%	4.25%	6.00%	6.25%
AZN	At the end of the term	2.00%	3.25%	4.75%	6.50%	6.75%
USD	Per month	-	0.10%	0.20%	0.40%	-
USD	At the end of the term	-	0.20%	0.30%	0.50%	-
EUR	Per month	-	-	-	0.10%	-
EUR	At the end of the term	-	-	-	0.12%	-

Note: the conditions for placing a deposit in the amount of more than 1 000 000 USD/EUR are determined by mutual agreement of the parties.

Early withdrawal of deposit

In case of withdrawal of deposit ahead of schedule amount of the earlier paid interest will be deducted from the primary amount of the deposit. Interests for the actual term of deposit are calculated as follows:

Currency	Up to 6 months	From 6 months to 12 months	From 9 to 12 months	From 12 to 18 months	From 18 month to 24 month
AZN	0.00%	2.00%	2.00%	2.50%	2.50%
USD	0.00%	0.00%	0.00%	-	-
EUR	0.00%	0.00%	0.00%	-	-