Payment method: annuity

Comission: 0.2% of the loan amount (min. 20 AZN, max. 1000 AZN)

 

Who can apply?

Age: 20-70 (by the end of credit payment period)

Length of service: minimum 6 monthes on the last job

 

Initial payment

The period that has elapsed since the date of manufacture of the vehicle at the time of the loan Minimum initial payment by vehicle engine types (%)
Electric engine Hybrid engine  Other types of engine (petrol, diesel, etc.)
up to 1 year 20% 20% 40%
from 1 to 3 years 30% 40% 50%
more than 3 years 40% 50% 60%

Car production date till the end of loaning period:

  • Iran, China and CIS countries: 5 years
  • Other countries: 7 years

Annual interest rate

  • Avtolux Azerbaijan: 10%

  • Partner auto-dealers: Electric and hybrid engine 10%, other engines 12%

  • Others: 16-20%

Auto-dealer partners

  • Abşeron Avtomobil Mərkəzi MMC (Mercedes-Benz)
  • AKHUNDOFF A MMC (Suzuki)
  • Aral Auto MMC (Volvo)
  • ASIA MOTOR MMC (MG)
  • Auto Azərbaycan MMC (Hyundai)
  • Auto Star Kaukasus MMC (Mercedes-Benz)
  • Avtolux Azerbaijan LLC
  • AZ KIA Motors (KIA)
  • Azərbaycan Automobiles QSC (Volkswagen, Tank, ORA, POER, Haval)
  • Azərbaycan Avtomobil Evi MMC (Changan)
  • Diamond Motors MMC (Mitsubishi)
  • Dream Auto MMC (Audi)
  • Efendiler Auto MMC (Zeekr)
  • Efendiler Motors MMC (Chery)
  • Əfəndilər MMC (Porche Bakı Mərkəzi)
  • GLOBAL AUTOMOBILES MMC (Volswagen, Dong Feng)
  • Grand Automotive Azerbaijan MMC (Maseratti)
  • Improtex Motors MMC (BMW)
  • JETOUR AZƏRBAYCAN MMC (Jetour)
  • KIA Motors Azərbaycan MMC (KIA)
  • LEXUS-BAKI MMC (LEXUS)
  • Nurgün Motors MMC (Nissan, Infinity, Renault)

  • PDA MMC (Peugeot)
  • Rich Motors MMC (Geely)
  • Rotary Motors MMC (Mazda)
  • SCM Motors MMC (Voyah)
  • Toyota Absheron Center MMC (Toyota)
  • Toyota Absheron Mərkəzi MMC (Toyota)
  • Toyota Bakı Mərkəzi MMC (Toyota)
  • Toyota və Avtolada (ümumi)
  • Xəzər-Lada MMC (Lada)
  • Yeni Motors MMC (Honda, Neta)

XalqOnline mobile application

Functional and convenient XalqOnline system allows you to make bank transactions and control the card balance.

Favorite offers

Loan on affordable terms
Loan on affordable terms

Loan campaign on affordable terms

XalqKart PETROL
XalqKart PETROL

Pay cashless everywhere, get free PETROL!

Commercial Mortgage
Commercial Mortgage

Obtain office and trade industrial real estate

Google Pay is available for Xalq Bank cards!
Google Pay is available for Xalq Bank cards!

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