Collateral: not required

Payment method: annuity

Comission: 0.2% of the loan amount (min. 20 AZN)

Consumer loans without collateral and with guarantee are insured under personal accident insurance.

Who can apply?

Owners of salary cards issued by Xalq Bank

Age: 20-70 (by the end of credit payment period)

Length of service: minimum 6 monthes on the last job

XalqOnline mobile application

Functional and convenient XalqOnline system allows you to make bank transactions and control the card balance.

Favorite offers

Loan on affordable terms
Loan on affordable terms

Loan campaign on affordable terms

XalqKart PETROL
XalqKart PETROL

Pay cashless everywhere, get free PETROL!

Commercial Mortgage
Commercial Mortgage

Obtain office and trade industrial real estate

Google Pay is available for Xalq Bank cards!
Google Pay is available for Xalq Bank cards!

A fast, simple way for contactless payments