Unsecured business loan from Xalq Bank

Xalq Bank is offering more favorable and accessible financing options to entrepreneurs through a new loan campaign. Under this campaign, individual entrepreneurs and legal entities can obtain business loans of up to 50,000 AZN at an annual interest rate of 13% for a term of up to 48 months, without the need for collateral. To qualify for the campaign, the business must have been in operation for at least 12 months.
It should be noted that, under the campaign, secured loans are available for terms of up to 72 months at an annual interest rate of 13%. In addition, during the campaign period, collateral insurance is not required for secured loans of up to AZN 300,000 with terms of up to 48 months.
These favorable terms enable entrepreneurs to increase their working capital and secure additional financial support to expand their businesses.
Please note that the campaign runs until December 30, 2026.
Entrepreneurs wishing to take advantage of the campaign can apply at any of Xalq Bank’s 31 branches, which form an extensive network covering regions across the country.