Bank information

General Information Financial indicators Shareholders’ information Policies and Procedures

The bank's separate and aggregate open currency position for each major currency

Tier 1 and Tier 2 and the capital units

The total amount and types of off-balance sheet liabilities

Deductions from the bank's total capital

Circulation and profitability of company securities

Other assets and liabilites

The amount of transactions with related parties and the ratio to the total capital of the bank

Classification of interest risk sensitivity

Information on the distribution of payment schedule of assets and liabilities for each currency (national and foreign)

List of tools (hedging tools) used to prevent foreign exchange risk, as well as a brief description of these tools

The ratio of large loans to capital of the 1st capital

Volume and source of investments

Amount of ordinary and target reserves created on loans and ratio to loan portfolio

Classification of loans, including past due loans according to the economical sectors

Geographical classification of loans, including past due loans according to the regional sectors

Credit portfolio (except loans to other banks)

Loan distribution by collateral

Changes in the capital

The total amount of non-standard loans and the amount of each of these sub-categories of loans and their share in the loan portfolio

Financial management, reporting and internal control processes

Profit and loss statement

Cash flow statement

Classification of assets and liabilities with fixed and variable interest rates

Overall amount of the due loans and their share in the credit portfolio

The adequacy of total and Tier 1 capital as well as leverage ratios are determined by regulations of the Central Bank_

Distribution of loan portfolio by industry and days of overdue (in thousands of manats)