Xalq Bank issues identified  prepaid cards for various purposes (insurance payments, one-time social benefits, etc.). 

These cards, equipped with contactless technology, allow transactions only in the amount of prepaid funds, can be cashed and used to pay for any services and products in the territory of the country through branches/ATMs of Xalq Bank or other banks (paying a commission based on current tariffs).

  • No need to open account to register

  • Valid at all ATMs

  • Contactless payments

  • Can be used for any retail transactions 

  • A limit of 15 000 manat per year has been set for cash transactions on the cards.

  • There is a limit of 5 000 manat for cash withdrawals through ATMs.

  • Card top up is not allowed.

XalqOnline mobile application

Functional and convenient XalqOnline system allows you to make bank transactions and control the card balance.

XalqKart PETROL

Pay cashless everywhere, get free PETROL!

Learn more
XalqKart PETROL

Card service network

Payment terminals and others

Learn more
Card service network

Favorite offers

Loan on affordable terms
Loan on affordable terms

Loan campaign on affordable terms

XalqKart PETROL
XalqKart PETROL

Pay cashless everywhere, get free PETROL!

Commercial Mortgage
Commercial Mortgage

Obtain office and trade industrial real estate

Google Pay is available for Xalq Bank cards!
Google Pay is available for Xalq Bank cards!

A fast, simple way for contactless payments