Privileges

Kartın növü: VISA İnfinite

Kəşbək məbləğindən istifadə: 2%. Cari ay ərzində hesablanmış kəşbəklər həmin ayın sonuncu iş günü Müştərinin kart hesabına köçürülür. Aylıq minimal kəşbək məbləği 3 AZN, aylıq maksimal kəşbək məbləği 300 AZN-dir. Bankın partnyor olmayan Ticarət-xidmət müəssisələrində aparılan hər nağdsız əməliyyat məbləğin 2%-i miqdarında, lakin hər bir halda eyni növ MCC kodlar qrupu altında aparılmış nağdsız əməliyyatlar üzrə aylıq maksimum 30 AZN qazandırır.

Qalığa faiz hesablanması: illik 5%. Faizlər gündəlik hesablanır və cari ayın son iş günündə kartın balansına köçürülür. Kartın faiz hesablanan gündəlik minimal qalıq məbləği 100 AZN, maksimal məbləği 2000 AZN-dir.

Nağdlaşdırma: Xalq Bankın ATM və POS-terminallarından hər bir kart üzrə ay ərzində 1 000 AZN-dək məbləğin nağdlaşdırılması komissiyasızdır. Daha yuxarı məbləğlər üçün Bankın standart tariflərinə əsasən komissiya hesablanır.

Card to Card: Ölkədaxili banklara məxsus ödəniş kartlarına XalqOnline üzərindən ay ərzində 5 000 AZN ekv.dək Card to Card pulsuzdur. Daha yuxarı və digər kanallar üzərindən bütün məbləğlər üçün 0.5 %, min. 0.20 AZN komissiya hesablanır.

Karta mədaxil: Balansı Bankın filiallarından, Cash In tipli ATM-lərindən və ödəmə terminallarından artırmaq olar.

Tərəfdaş şəbəkəsində kəşbək qazanılması: Bankın tərəfdaş ticarət və xidmət məntəqələrində Xalq Bankın POS terminalları ilə ödəniş edildiyi halda 40%-dək keşbek qazanmaq mümkündür.

Kəşbək hesablanmayan əməliyyatlar: burada

VISA Concierge service

Visa Concierge is a service that provides customers with personalized services on both professional information support and fulfilment of orders 24/7 in any part of the world. To activate the service is free.

Telegram chat-bot
Viber chat-bot

DragonPass business lounges

This service allows holders of the bank's Visa Infinite cards to use more than 1,200 high-comfort lounges at many airports around the world. The program provides the client with high comfort and convenient conditions, regardless of the airline and ticket class. You can find a list of airports in the Visa Airport Companion application, which you need to download from the AppStore or Play Market, or in the Visa.Concierge chat bot.

For Visa Infinite cardholders possibility to 6 times free use of Lounge Key services a year. Lounge Key is 32 USD per service when the free pass limit is exceeded.

To use the service for free, you must make a contactless payment of 500 AZN with your Visa Infinite card via smartphone or smartwatch within 35 days. (payments from the last 5 days are not taken into account)

Offer valid until December 31, 2025.

Fast Track Service

Save your time and money and pass the airport check-in process with a Visa Infinite card. Service is available at the following airports:

Istanbul (IST); Larnaca (LCA), Milan-Malpensa (MXP), Milan-Bergamo (BGY), Rome-Fiumicino (FCO), Rome-Ciampino (CIA), Barcelona (BCN), Gran Canaria (LPA), Palma (PMI), Alikante (ALC), Valencia (VLC), Malaga (AGP), Catania (CTA), Neapol (NAP), Berlin (BER), Frankfurt (FRA), Tbilisi (TBS), Skopje (SKP)

In order to use the service, please open Visa Concierge chatbot, navigate to Visa Travel menu and touch the Fast Track International button. Then select the airport, fill in the necessary information and upload the PDF file with QR code required for Fast Track service.

Visa Infinite cardholders can use the service 6 times a year.

The offer is valid until September 30, 2025

Fast Line

You can save time by going through the registration process at Baku's Heydar Aliyev International Airport with a Visa Infinite card.

expedited flight check-in procedure;
fast delivery of luggage with porter service;
queue-free passage through passport control during departure and arrival;
These benefits are also valid for 1 child under the age of 12 traveling on the same flight.
Visa Infinite cardholders can use the service 6 times a year.Offer valid until 31 September 2025

To use the service for free, you need to make a contactless payment of AZN 100 via smartphone or smart watch with your Visa Infinite card within 35 days.(the settlements of the last 5 days are not taken into account)

To use the service for free from December 3, 2024, you must make a contactless payment of 500 AZN with your Visa Infinite card via smartphone or smartwatch within 35 days. (payments from the last 5 days are not taken into account)

2 GB free internet Azercell roaming

Take advantage of Xalq Bank Visa Infinite card with free access to the Airport Baku Premium Lounge located at the Heydar Aliyev International Airport 6 times a year.

The offer is valid until September 30, 2025

Transfer

Xalq Bank Visa Infinite cardholders can benefit from free transfer at the airports of Azerbaijan, Turkey and the UAE. Currently, the service is available at the following airports:

Azerbaijan:

Heydar Aliyev International Airport (guide) in the city of Baku and the Absheron Peninsula.

Turkey:

Alanya, Gazipasa-Alanya International Airport (Gzp) Antalya, Antalya International Airport (say) Bodrum, Milas-Bodrum International Airport (BJV) Izmir, Adnan Menderes International Airport (ADB) Istanbul, Sabiha Gokcen International Airport (SAW) and Istanbul International Airport (IST)

UAE:

Abu Dhabi Airport Dubai Airport Visa Infinite cardholders can use this service 6 times a year. The service is ordered via the Visa Concierge chatbot:

In the chatbot, go to the menu "airport transfer" in the section "order a service"; Read the rules and accept them; Write down the flight number, date, number of people, amount of luggage, your name, surname and contact number; Receive a notification about the order confirmation. To use the service for free, you must make a contactless payment of 500 AZN using a smartphone or smartwatch with a Visa Infinite card within 35 days. (payments for the last 5 days are not taken into account)

The offer is valid until September 30, 2025.

International Travel Insurance

Travel insurance service is provided to Visa Infinite cardholder and family members accompanying him/her during the travel by the insurance company licensed for Visa Infinite Benefits Program. With a Visa Infinite card the maximum amount that you can receive for insured event is 2.5 million USD.

CIP Service (CIP Terminal)

Take advantage of the CIP Service (CIP Terminal) and the available privileges for holders of the Visa Infinite premium card:

- priority parking for cars; -

- passing through security without queuing in the Baku VIP Lounge;

- individual escort to the plane in a luxury car;

- porter services: no worries with the transportation of hand luggage;

- waiting for the flight in the comfortable Baku VIP Lounge with a varied menu and drinks;

- baggage check-in for departing passengers.

Book the service through Visa's Concierge Service at least 4 hours before the flight. Visa Infinite card holder can spend up to 3 hours in the halls of Baku VIP once a year. The offer period is until September 30, 2025.