Privileges

Card type: Visa Platinum

Use of cashback amount: 2%. Cash accrued during the current month is credited to the client's card account on the last working day of the same month. The minimum monthly cashback amount is 3 AZN, the maximum monthly cashback amount is 300 AZN. Each non-cash transaction carried out in non-partner trade and service enterprises of the bank brings a maximum of 2% of the amount, but in each case a maximum of 30 AZN per month for non-cash transactions carried out under the same type of MCC code Group.

Calculation of interest on the balance: 5% per annum. Interest is accrued daily and credited to the card balance on the last working day of the current month. The minimum amount of interest-bearing daily balance of the card is 100 AZN, the maximum amount is 2000 AZN.

Cashing: cashing up to 1 000 AZN per month on each card from Xalq Bank'S ATMs and POS-terminals is free of commission. For higher amounts, a commission is calculated based on the Bank's standard tariffs.

Card to Card: 5 000 AZN per month via XalqOnline for payment cards belonging to domestic banks.till Card to Card is free. 0.5% for all amounts above and over other channels, min. 0.20 AZN Commission is calculated.

Receipt to the card: you can replenish the balance from the bank's branches, cash in ATMs and payment terminals.

Earning cashback in the partner network: it is possible to earn cashback up to 40% if payment is made through Xalq Bank POS terminals at partner trade and service points of the Bank.

Non-performing operations: here