About Card

XalqKart Cashback Taksit

XalqKart Cashback Taksit is an installment card that allows you to split purchases into installments of up to 24 months and earn 2% cashback on one-time purchases made without installments. In addition, one-time purchases made with the XalqKart Cashback Taksit card are eligible for an interest-free grace period of up to 72 days. There are no restrictions on cash withdrawals from the card limit — up to 100% of the available limit can be withdrawn in cash!

Up to 24 months Installment option

Up to 72 days Grace period

100% Cash withdrawal

2% Cashback on one-time purchases

FAQ

What is XalqKart Taksit?

XalqKart Taksit is a payment card that allows you to make purchases using your credit limit and pay for them either in installments or in a single payment.

What is the credit limit?

The credit limit ranges from 500 AZN to 10 000 AZN.

How can I order the card?

You can order XalqKart Taksit through the XalqOnline mobile application, the xalqbank.az website, or at the Bank's branches.

What is an installment (taksit) and when should it be paid?

An installment (taksit) is a payment option that allows purchases made at partner merchants to be divided into monthly payments over a specified period.

Over how many months can I split a purchase with XalqKart Taksit?

Depending on the partner merchant, a purchase can be split into 2, 3, 6, 12, 18, or 24 monthly installments.

Is interest charged on installment purchases?

No. Purchases made in installments at partner merchants are interest-free.