Interest rates

Annual interest rate

Currency	Calculation of interest	12 ay	24 ay
AZN	Per month	5.75%	6.00%
USD	Per month	0.50%	-
EUR	Per month	0.10%	-

Note: the conditions for placing a deposit in the amount of more than 1 000 000 USD/EUR are determined by mutual agreement of the parties.

Early withdrawal of deposit

In case of withdrawal of deposit ahead of schedule amount of the earlier paid interest will be deducted from the primary amount of the deposit. Interest for the actual term of deposit is calculated as follows:

Currency	Up to 6 months	From 6 months to 12 months	From 12 to 18 months	From 18 month to 24 month	From 24 month to 36 month
AZN	0.00%	2.00%	2.50%	2.50%	3.00%
USD	0.00%	0.00%	-	-	-
EUR	0.00%	0.00%	-	-	-