up to 59 months Term
250 000 AZN Maximal amount
from 12%* Interest rate per annum
Actual annual interest rate - min. 15.21%, max. 39.35%
*According to the campaign terms, until 30.12.2026, consumer loan is offered starting from 12% annual interest.
up to 59 months;
maximum amount: 250,000 AZN;
annual interest rate: 12–20%.
You can review the list of required documents by visiting the link: https://api.xalqbank.az/storage/temp/processing/teleb-olunan-senedler.pdf
Loan payments are made using the annuity method.
The loan commission is 0.5%.(min. 20 AZN, max. 1,000 AZN).
Kredit əldə etmək üçün yaş məhdudiyyəti 20-70-dir (kreditləşmə müddətinin sonuna).
Yes, to obtain a loan, it is mandatory to have at least 6 months of work experience at your most recent job. For pensioners, there is no work experience requirement.
Yes, you can apply for a loan online by visiting the link: https://loanorder.xalqbank.az/
For this, you can visit a branch or apply online by visiting the page: https://loanorder.xalqbank.az/