Term Interest rate Max. amount Grace period
up to 48 monthes 10-12% 100 000 AZN up to 12 monthes
up to 72 monthes 10-12% 500 000 AZN up to 24 monthes

Payment method: According to the schedule provided by the Bank

Comission: 0.2% of loan amount (min. 20 AZN, max. 1 000 AZN)

Collateral: guarantee, real estate, personal estate


Who can apply?


Period of entrepneurial activity: min 6 months

Age: 20-70 (by the end of credit payment period)

Legal entities

Period of entrepneurial activity: min 12 months

Favorite offers

Agricultural loan
Agricultural loan

Favorable loan for agricultural producers


Acquiring - fast and reliable cashless payments

Salary card project
Salary card project

Affordable and convenient for entrepreneurs

XalqOnline mobile application

Functional and convenient XalqOnline system allows you to make bank transactions and control the card balance.