Additional info

Card type: VISA Rewards

Usage of cashback: Accrued cashback amount is transferred to Customer’s card account on the last day of the same month.

Monthly minimum cashback amount: 3 AZN, 2 USD/EUR/GBP

Monthly maximum cashback amount: 300 AZN, 150 USD/EUR/GBP

XalqKart Cashback in non-partner trade and service establishments earns in the amount of 2% of the cashless payment amount, but maximum 30 AZN or 15 USD/EUR/GBP per month for one type of MCC code groupes.

Interest calculation on card balance: Interests are calculated on a daily basis and are transferred to card balance on the last business day of the given month. Deposit income is available only for cards in AZN currency.

Minimum daily balance on which interest is calculated: 100 AZN

Maximum daily balance on which interest is calculated: 2000 AZN

Cash out: Cash-out up to 1 000 AZN/500 USD/EUR/GBP per month on each card account via Xalq Bank's ATMs and POS terminals is free of commission. Standard commission will be charged for cash-out of more amounts (0.5% мин. 0.4 AZN/USD/EUR/GBP).

Card to Card: Via XalqOnline Card to Card up to AZN 5,000 equivalent per month is free of charge. For amounts above and for all amounts through other channels 0.5% min. 0.20 AZN/USD/EUR/GBP fee is charged.

Card replenishment: XalqKart balance may be deposited without additional commission via branches of the Bank and Cash In type ATMs, also via payment terminals.

Tracing cashback balance: You can get information about earned cashback by activating the SMS-notification service.

OIL bonuses at the Bank’s partners' network: It is available only by paying with XalqKart CASHBACK cards via Xalq Bank’s POS terminals in partner shopping centers and service areas.

Each client can get only one XalqKart CASHBACK on each currency.

Transactions on cashback is not calculated

Delivery service is active in Baku. The service is free of charge and implemented within 10 working days.