Collateral Loan term Interest rate Max. amount
Without collateral up to 36 monthes 14-16% 5 000 AZN*
Guarantee up to 48 monthes 12-16% 20 000 AZN
Real estate up to 60 monthes 12-16% 150 000 AZN
Automobile up to 48 monthes 12-16% 150 000 AZN

*The maximum amount is 3 000 AZN in the regions of the country except branches located in Baku,Ganja and Sumgayit cities.

XalqOnline mobile application

Functional and convenient XalqOnline system allows you to make bank transactions and control the card balance.

Favorite offers

Loan on affordable terms
Loan on affordable terms

Loan campaign on affordable terms

XalqKart PETROL
XalqKart PETROL

Pay cashless everywhere, get free PETROL!

Commercial Mortgage
Commercial Mortgage

Obtain office and trade industrial real estate

Google Pay is available for Xalq Bank cards!
Google Pay is available for Xalq Bank cards!

A fast, simple way for contactless payments