| Collateral | Loan term | Interest rate | Max. amount | 
|---|---|---|---|
| Without collateral | up to 36 monthes | 15-18% | 5 000 AZN* | 
| Guarantee | up to 48 monthes | 12-18% | 20 000 AZN | 
| Real estate | up to 59 monthes | 12-18% | 150 000 AZN | 
| Automobile | up to 48 monthes | 12-18% | 150 000 AZN | 
*The maximum amount is 3 000 AZN in the regions of the country except branches located in Baku,Ganja and Sumgayit cities.